What does buying a dog cost? Is owning a dog expensive or are there ways to keep down the cost? Many people really love dogs and cannot wait to bring one into the family. What do they need to know before they decide to take a dog into their home?
What basics must be considered before buying a dog?
Owning a dog involves:
- buying or adopting a dog,
- feeding,
- veterinary care,
- grooming,
- toys,
- and miscellaneous supplies.
How Much Should I Budget For Buying A Dog?
The cost of a purebred dog can range from a few hundred to a few thousand dollars. Adopting a dog from a shelter or rescue organization may cost a few hundred dollars. Food costs range from $20 to $60 per month depending on the dog’s size and dietary needs.
Budget at least a few hundred dollars per year for regular veterinary care. Grooming, toys, and supplies add up but can be managed with careful budgeting.
The cost of owning a dog for its average lifespan (10-13 years) can range from a few thousand to tens of thousands of dollars. Consider the financial commitment before bringing a dog into your home.
What If There Are Emergencies That Cost More Than My Budget Covers?

buying a dog can be costly
Thankfully, there are resources available to help dog owners pay for emergency medical needs that are beyond their ability to pay. Here are a few options:
- CareCredit: A credit card specifically designed for healthcare expenses, including veterinary care. It offers special financing options with low or no interest rates for a certain period of time.
- Local animal welfare organizations: Many local animal welfare organizations offer financial assistance programs for emergency veterinary care.
- Crowdfunding: You can create a crowdfunding campaign to raise funds for your pet’s emergency medical needs. Websites like GoFundMe and YouCaring are popular options for this.
- Charitable organizations: There are several charitable organizations that provide financial assistance to pet owners in need. Examples include The Pet Fund, Red Rover, and Brown Dog Foundation.
- Payment plans: Some veterinary clinics may offer payment plans to help pet owners manage the cost of emergency medical care.
It’s important to remember that these resources may have specific eligibility requirements and may not cover the entire cost of the emergency medical care. However, they can still provide some relief for pet owners who are facing a difficult financial situation.
Be aware that some breeds are more likely to develop health problems than others.
While it’s important to note that any breed of dog can develop health problems, here are five breeds that are known to have higher rates of major medical issues that may require costly treatments over the years:
- English Bulldogs: They are prone to a variety of health issues including hip dysplasia, respiratory problems, and skin infections. They may require costly surgeries and ongoing medical care.
- Golden Retrievers: They are prone to cancer, hip and elbow dysplasia, and eye diseases such as cataracts. Treatment for these conditions can be expensive and ongoing.
- German Shepherds: They are prone to hip dysplasia, degenerative myelopathy, and bloat, which can be life-threatening if not treated promptly. These conditions can require costly treatments and ongoing medical care.
- Great Danes: They are prone to hip dysplasia, bloat, and heart disease. These conditions can require costly treatments and ongoing medical care.
- Dachshunds: They are prone to intervertebral disc disease, a condition that can cause back problems and paralysis. Treatment can be costly and ongoing, and some dogs may require surgery. Additionally, they are prone to dental problems which may require regular veterinary dental care.